WealthLogix is web-based presentation software for insurance agents and financial advisors who work with indexed universal life (IUL) insurance and fixed index annuities (FIAs).
It turns illustrations and market history into interactive charts you build with your client, right in the meeting. They don't just hear about the strategy. They see it.
No. WealthLogix is unapologetically built to show the merits and uses of FIAs, IULs and Roth conversion strategies.
It doesn't replace comprehensive planning software like RightCapital, Retirement Analyzer, Income Lab, Income Solver, eMoney, MoneyGuidePro, or the many other great solutions that already exist.
Licensed life and annuity agents and financial advisors, from one-person shops to teams. Team plans cover 4-6 users.
IMOs, BGAs and carriers can make WealthLogix available to their agents. Talk to us about an enterprise arrangement.
Kristen Cooper, the Founder and CEO. She's an active life and annuity advisor herself, so WealthLogix is built around what actually happens in a client meeting.
No. WealthLogix is unbiased.
Many scenarios show a retirement picture made more secure, or with less risk. Some show more income, or more predictable outcomes. Some show more wealth at the end.
WealthLogix can also expose a weakness in how an FIA or IUL is meant to be used. That gives you the chance to consider another alternative or product.
No. WealthLogix is a presentation and illustration-support tool for licensed professionals. Results are for illustrative and educational purposes and aren't guarantees of future results.
You stay responsible for the suitability and compliance of every presentation you deliver. See our Terms of Use.
Every plan includes all nine modules: Comparative Analysis, Historical Simulations, Index Strategy Analyzer, Fixed Strategy Analyzer, Retirement Buffer, Income Foundation, Bond Replacement, Policy Comparison and Tax Scorecard.
See Features for what each one does.
Yes. Comparative Analysis and Historical Simulations are built around IUL. Retirement Buffer, Income Foundation and Bond Replacement are built around annuities. Index Strategy Analyzer and Fixed Strategy Analyzer show the index and fixed strategies inside either one.
WealthLogix can model a close approximation of nearly any FIA or IUL crediting strategy, as simple or as detailed as you like.
Choose from dozens of indexes with different cap and participation rates. Add margins or spreads, floors or buffers (buffers cover buffered notes and RILAs too), and trigger strategies, including dual-directional triggers. Layer on bonuses, multipliers and persistency credits.
Use 1-, 2- or 3-year lock-in periods, and blend up to three strategies in whatever weighting you want.
Yes, in part. Comparative Analysis compares cash-value life insurance, whole life included, to common asset classes and accounts, with analyses of accumulation, distributions and legacy.
Some features, like the fee analysis and Historical Simulations, aren't possible with whole life.
Yes, any illustration. Upload the carrier's PDF in Comparative Analysis and WealthLogix reads it in for you. You can also bring the numbers in from a CSV, Excel or Google Sheets file.
WealthLogix works from your illustration. It doesn't replace it.
It stress-tests the mechanics of an IUL through dozens to hundreds of rolling historical periods, then shows the most recent, worst, median and best outcomes.
You choose how long each period runs, anywhere from 15 to 55 years, depending on how much history the indexes you pick have. It runs the mechanics through a proxy asset, not the policy itself.
Historical Simulations raises the cost of insurance above current levels, so every historical period runs under heavier charges than the policy has today.
It's also common to run the simulation with lower cap or participation rates, higher margins or spreads, or higher borrowing rates than the policy currently has.
Yes. The Tax Scorecard shows the potential lifetime taxes on a pre-tax retirement plan, including the knock-on effects on Social Security and Medicare premiums (IRMAA), next to a conversion strategy.
For a quick first look, try the free Roth Conversion Estimator on our Public Tools page.
Use Retirement Buffer. It runs a market-only portfolio next to one that includes a buffer strategy, typically a fixed index annuity, and compares total distributions, total value, standard deviation, Sharpe ratios and success probabilities.
Yes. Policy Comparison lines up two policies: two new ones, or a client's current policy against a proposed one.
Compare growth through the same historical years, or compare guaranteed and projected income to see which pays more, and when.
No. WealthLogix runs in your web browser on a Mac, a PC or a tablet. Nothing to download, nothing to install and no start-up fees.
Tablets, yes. WealthLogix runs in the browser on a tablet just like it does on a Mac or PC.
Phone screens aren't there yet, so for now build and present on a tablet or computer.
Yes, that's what it's built for. Charts update as you change the inputs, so you can adjust a scenario while your client watches.
It runs in a browser, so it works the same across the table or over a screen share.
Yes. Send a link to a live web version, or download a PDF.
Yes. If you can open a web page, you can run WealthLogix. A Comparative Analysis presentation can come together in as little as 5 minutes.
And you're never on your own. Help comes by text, phone and email, plus one-on-one training and a weekly member Roundtable.
Individual plans are $149 a month billed monthly, or $119 a month billed annually, a 20% savings.
Team plans for 4-6 users are $447 a month billed monthly, or $357 a month billed annually.
IMOs, BGAs and carriers can contact us about enterprise pricing. See Plans for everything that's included.
Yes. Every plan starts with a 7-day free trial. Unless you cancel before it ends, it converts to the plan you chose.
No. No software to buy or install, no start-up fees, no tiered access and no upselling for new features. Every plan includes every module.
As long as your subscription stays active, your price stays locked. If our prices go up later, yours doesn't.
Yes. Cancellation takes effect at the end of your current billing period. Fees already paid aren't refundable, except where the law requires it.
WealthLogix members get support by text, phone and email, plus one-on-one training and a weekly live Roundtable Session.
Call or text 385.374.9100, or email hello@wealthlogix.com.
Yes, two kinds. Members get one-on-one training with our team, and every Monday from 5:00 to 7:00 PM Eastern there's a live Roundtable Session on Zoom, just for members.
At the Roundtable, bring a case, get help on anything, or just listen in. Come and go as you like. There's no agenda. Just advisors working real cases together, and the group always elevates each other. Missed a Monday? The replays are in your dashboard.
Book a live demo and we'll walk you through it, or start a 7-day free trial and try it yourself.